Here is the deal with Free Credit Report: is a credit reporting site wholly-owned by, Inc., an Experian company founded in 1995. The site, which provides consumers with free credit-related products such as credit scores, reports, and monitoring, currently services over 3.1 million members and has issued over 20 million online credit reports since its inception.

FreeCreditReport by Experian offers reliable credit reporting services from a trusted financial partner.  Despite their minor shortcomings, remains a convenient and easy to use resource offering all the tools consumers may require to keep track of their credit and improve their score. Although obtaining your credit report and score from comes at a price, the service remains among the most affordable in the market and offers excellent benefits most consumers will likely find enticing.

If you’re looking for a free credit report, FreeCreditReport would seem like the place to go, right? After all, if it has “free” in the title. Several years ago, you could have gotten a (relatively) free credit report through, however, the law was changed to require sites that offer free credit reports to point users to Rather than lose customers to a competitor, (and many other free credit report websites) changed its price to $1.

For more options check out the Failed Credit 2018 Best Free Credit Report Sites report.


Credit Score & Reports


Monitoring & Tools


Plans and Pricing


Reputation & Support



  • Experian credit report is completely FREE
  • Checking your own report doesn’t hurt your credit
  • Report refreshed every 30 days on sign up
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