MyFICO 328

Who is MyFICO?

MyFICO is the consumer division of the data analytics company Fair Isaacs Corporation.   They pioneered a revolution in the financial services industry with the development of their FICO credit risk score in the 1960s. In partnership with the three main national credit reporting agencies, myFico now delivers credit information products designed to help consumers understand and protect their credit.

As the consumer division of the Fair Isaac Corporation, they offer unparalleled protection through quality credit monitoring and reporting as well as comprehensive identity theft protection. The company offers access to credit reports from all three major credit bureaus, credit report change alerts, historical score tracking, identity theft prevention with recovery services, and even a FICO score simulator to help consumers make informed decisions about their credit. There are some small drawbacks to working with myFico, however, as they do not offer free trials of any of their products and their plans can seem high-end in comparison to what competitors are offering. Nevertheless, myFico has an excellent selection of plans and additional tools to help customers keep track of and protect their credit.

Every year between 9 and 15 million people in the United States have their identities stolen costing consumers millions of dollars in unauthorized purchases. Don’t fall victim to identity theft. Protect yourself with the best ID protection on the market – myFICO. myFICO has you covered with instant access to your credit report and lost wallet protection to keep you safe and that works tirelessly to keep your information secure.

Overall, FICO scores range from 300 to 850. Industry specific scores, like ones for mortgages or car loans, can range from 250 to 900. The higher the score, the better and the more likely you’ll be approved for a loan, receive a favorable interest rate, or finance a car.

For more options check out the Failed Credit 2018 Free Credit Check Sites report!

9

Credit Score & Reports

9.1/10

Monitoring & Tools

9.4/10

Plans and Pricing

8.1/10

Reputation & Support

9.3/10

Pros

  • FICO score based reporting
  • 3 bureau credit score reporting
  • Mobile alerts
  • $1 million ID theft insurance
  • FICO score simulator

Cons

  • No free trials
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